Privacy Policy
How we collect, use, and protect your information
Last updated: January 2025
1. General
Cap-Fi Funding, LLC ("We," "Us," "Our," "Cap-Fi Funding, LLC," or "cap-fi.com") and its affiliates respect your privacy and are committed to protecting it through this Privacy Policy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit or interact with https://www.cap-fi.com and any related subdomains, landing pages, mobile applications, online forms, or services (collectively, the "Site"). This Site is intended solely for business-to-business purposes. However, certain information collected may be considered personal information under applicable law. This Policy applies to information collected through the Site, electronic communications, SMS messages, telephone calls, and any other interaction with Cap-Fi Funding, LLC.
2. Acknowledgement and Agreement
By accessing or using the Site, submitting information, or communicating with us, you acknowledge that you have read, understood, and agree to this Privacy Policy and our Terms & Conditions. If you do not agree, you must immediately discontinue use of the Site. The Site is intended only for legal residents of the United States who are 18 years of age or older.
3. Information We Collect
We may collect the following categories of information:
• Business name, DBA, EIN
• Owner/principal names
• Email addresses
• Phone numbers (including mobile numbers)
• Physical and mailing addresses
• Banking and financial information
• Credit-related information
• IP address, browser type, device data
• Communications and correspondence
• Any information submitted through applications or forms
4. How We Collect Information
Information may be collected when you:
• Submit an application or inquiry
• Complete an online form
• Communicate via phone, SMS, email, or chat
• Visit or navigate the Site
• Interact with advertisements or third-party platforms
5. Use of Information
We use collected information to:
• Evaluate eligibility for business funding products
• Communicate regarding applications and services
• Verify identity and prevent fraud
• Comply with legal and regulatory obligations
• Improve our Site and services
• Market or advertise services where permitted by law
6. Disclosure of Information
We may disclose information to:
• Funding partners, lenders, and financial institutions
• Credit bureaus and data verification providers
• Service providers and vendors
• Legal or regulatory authorities as required by law
• Successors or assigns in connection with a merger, acquisition, or sale of assets
7. SMS, Telephone, and Email Communications
By providing your contact information, you expressly consent to receive communications via telephone calls, SMS/text messages, and emails, including automated communications, for business-related purposes. Consent is not a condition of purchasing any service. You may opt out at any time by replying STOP to SMS messages or contacting us directly.
8. Data Security
We implement commercially reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
9. Retention of Information
We retain information as long as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, resolve disputes, and enforce agreements.
10. Your Rights
Depending on applicable law, you may have rights to access, correct, or request deletion of certain information. Requests may be submitted in writing.
11. Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites.
12. Changes to This Policy
We reserve the right to modify this Privacy Policy at any time. Updates will be posted on the Site with an updated effective date.
13. Contact Information
Cap-Fi Funding, LLC
https://www.cap-fi.com